The High Cost of Bad Credit
Bad credit jacks up your car payments—but we can help you save big. Check out this example:
Save $317 every month with better credit!
Full Throttle Credit Repair works to improve your credit, slashing your car loan costs and putting that money back in your pocket.
*Example based on a $34,604 vehicle over 84 months at 3.99% APR vs. 21% APR. Actual savings may vary.
FAQ
What is credit repair, and how does it work?
Credit repair involves reviewing your credit report, disputing inaccuracies, and working to improve your credit score. We identify and address negative items impacting your credit, such as errors or outdated information, to help you build a better credit profile.
How long does it take to see results from credit repair?
Results typically take 4-6 months, but in some cases, improvements may be seen in as little as 45 days. Every situation is different, depending on the complexity of your credit report.
Do I have to sign a long-term contract for credit repair services?
No, we do not require long-term contracts. Our services are month-to-month, so you're not locked into any commitments.
What is the cost of credit repair services?
For information about pricing, please contact us directly. We offer flexible, affordable solutions tailored to your needs.
Why should I trust Full Throttle Credit Repair with my credit?
We are trusted experts with years of experience in the industry. Our team uses advanced AI technology to enhance the credit repair process, ensuring efficient and accurate results.
Will credit repair fix all my credit problems?
While credit repair can significantly improve your credit, it may not fix everything immediately. We work on identifying errors and disputing negative items, but other factors, like your payment history, may take more time to improve.
What type of negative items can be removed from my credit report?
We can help remove errors, outdated information, late payments, collections, charge-offs, foreclosures, bankruptcies, and other inaccuracies that may negatively impact your score.
What if I have a bankruptcy on my credit report?
While bankruptcies can remain on your report for several years, we may be able to help remove or update them, especially if there are inaccuracies in how they are reported.
Can credit repair help with debt settlement?
Credit repair focuses on improving your credit report, but we do not directly offer debt settlement services. However, improving your credit score could make debt settlement options more accessible.
How do I get started with credit repair?
Simply reach out to us for a free consultation, where we’ll review your credit report, assess your needs, and develop a personalized action plan to improve your credit.
What makes Full Throttle Credit Repair different from other companies?
We combine expert knowledge with cutting-edge AI technology to offer fast, reliable credit repair. Our month-to-month billing and no long-term contracts ensure flexibility and convenience for our clients.
Is it safe to use credit repair services?
Yes, it’s completely safe. We follow all legal and ethical guidelines for credit repair, and we work to ensure your personal and financial information is kept secure.
What happens if I miss a payment during the repair process?
Missing a payment may delay the repair process. To stay on track and achieve the best results, we recommend making payments on time. Contact us immediately if you experience financial difficulties.
How do you communicate with credit bureaus?
We work directly with the three major credit bureaus—Equifax, Experian, and TransUnion—to dispute inaccuracies and request updates to your credit report.
Can I do credit repair on my own?
While you can dispute errors on your own, working with experts can expedite the process and increase the likelihood of successful results. Our team has the experience and AI technology to efficiently handle your credit repair needs.
Do I need to keep my old credit accounts open during the repair process?
It’s usually best to keep old credit accounts open, as they can positively impact your credit score by increasing your credit history length. However, it’s essential to manage them responsibly.
How often will I receive updates about my credit repair progress?
We provide regular updates through email or phone, keeping you informed on the progress of your credit repair efforts and any changes to your credit report.
Will using credit repair services hurt my credit score?
Using credit repair services itself will not hurt your credit score. In fact, disputing inaccurate information and improving your credit report can positively impact your score over time.
Can credit repair improve my credit score in the short term?
While the process typically takes 4-6 months, some clients may see improvements in as little as 45 days, depending on their credit history and the items being disputed.
What should I do to improve my credit in addition to using credit repair services?
In addition to credit repair, it’s essential to pay bills on time, reduce debt, and avoid opening new accounts unnecessarily. Consistent, responsible credit use will support long-term credit score improvement.